The Big Short (UK Rating: 15)
When the housing market crashed in the States, it was no laughing matter, and what followed was even worse, yet Director Adam McKay has taken the subject and turned it into a comedy. Bitter, sarcastic, and downright cynical, The Big Short is released in cinemas on Friday, 22nd January.Based on true events, it follows four financial mavericks with their eyes on the ball. They had spotted that the banks and other major financial institutions were ignoring impending disaster and, to make them pay for their arrogance and stupidity, they took them on. In fact, they took them all the way to the cleaners.
What makes it fascinating is that they did it as individuals, not a group, which gives the film a smart, crystal clear structure. Their stories run in parallel until they eventually start to converge and three of them being to work together. The exception is Michael Burry (Christian Bale), the first man to see what was coming. Although he describes himself as socially awkward, it's more likely that he's on the autistic spectrum: his eccentricities include playing both the drums and loud heavy metal in his office, but he's brilliant at what he does - so brilliant, in fact, that he talks all the big banks into coming on-board with a devious little scheme of his. They think they are taking him for a ride, but they have got it completely the wrong way round.
The majority of the financial jargon in the film will be beyond most people, but McKay's got that covered by including some joyfully cheeky sequences to explain the gobbledegook, hosted by celebrities. Chef Antony Bourdain compares a particular type of bond to the fish he puts in a stew, while Margot Robbie translates another financial package into plain English while relaxing in a bubble bath, drinking champagne. It's the Martin Lewis approach to high finance and it works brilliantly.
McKay's mixed his A-List cast with some sharp camera work, a punchy soundtrack, and some snappy editing, to produce an end result that keeps a firm hold on the audience and, more importantly, keeps the laughs coming with great consistency. It may be around two hours long, but its zippy pace and humour means it never feels like it.